Added CareerProfileForm and CollegeProfileForm, changed FinancialProfileForm for consistency, RetirementLanding button removal for FinancialProfileForm. Altered CareerOnboarding and ReviewPage

backend/server3.js

@@ -193,8 +193,7 @@ app.get('/api/premium/career-profile/latest', authenticatePremiumUser, async (re
     const sql = `
       SELECT
         *,
-        DATE_FORMAT(start_date, '%Y-%m-%d') AS start_date,
+        DATE_FORMAT(start_date, '%Y-%m-%d') AS start_date
-        DATE_FORMAT(projected_end_date, '%Y-%m-%d') AS projected_end_date
       FROM career_profiles
       WHERE user_id = ?
       ORDER BY start_date DESC
@@ -214,8 +213,7 @@ app.get('/api/premium/career-profile/all', authenticatePremiumUser, async (req,
     const sql = `
       SELECT
         *,
-        DATE_FORMAT(start_date, '%Y-%m-%d') AS start_date,
+        DATE_FORMAT(start_date, '%Y-%m-%d') AS start_date
-        DATE_FORMAT(projected_end_date, '%Y-%m-%d') AS projected_end_date
       FROM career_profiles
       WHERE user_id = ?
       ORDER BY start_date ASC
@@ -235,8 +233,7 @@ app.get('/api/premium/career-profile/:careerProfileId', authenticatePremiumUser,
     const sql = `
       SELECT
         *,
-        DATE_FORMAT(start_date, '%Y-%m-%d') AS start_date,
+        DATE_FORMAT(start_date, '%Y-%m-%d') AS start_date
-        DATE_FORMAT(projected_end_date, '%Y-%m-%d') AS projected_end_date
       FROM career_profiles
       WHERE id = ?
         AND user_id = ?
@@ -262,7 +259,6 @@ app.post('/api/premium/career-profile', authenticatePremiumUser, async (req, res
     career_name,
     status,
     start_date,
-    projected_end_date,
     college_enrollment_status,
     currently_working,
     career_goals,
@@ -295,7 +291,6 @@ app.post('/api/premium/career-profile', authenticatePremiumUser, async (req, res
         career_name,
         status,
         start_date,
-        projected_end_date,
         college_enrollment_status,
         currently_working,
         career_goals,
@@ -309,11 +304,10 @@ app.post('/api/premium/career-profile', authenticatePremiumUser, async (req, res
         planned_surplus_retirement_pct,
         planned_additional_income
       )
-      VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
+      VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
       ON DUPLICATE KEY UPDATE
         status = VALUES(status),
         start_date = VALUES(start_date),
-        projected_end_date = VALUES(projected_end_date),
         college_enrollment_status = VALUES(college_enrollment_status),
         currently_working = VALUES(currently_working),
         career_goals = VALUES(career_goals),
@@ -336,7 +330,6 @@ app.post('/api/premium/career-profile', authenticatePremiumUser, async (req, res
       career_name,
       status || 'planned',
       start_date || null,
-      projected_end_date || null,
       college_enrollment_status || null,
       currently_working || null,
       career_goals || null,
@@ -2453,29 +2446,32 @@ app.delete('/api/premium/milestones/:milestoneId', authenticatePremiumUser, asyn
    ------------------------------------------------------------------ */
 
 // GET /api/premium/financial-profile
-app.get('/api/premium/financial-profile', auth, (req, res) => {
+app.get('/api/premium/financial-profile', authenticatePremiumUser, async (req, res) => {
-  const uid = req.userId;
+  try {
-  db.query('SELECT * FROM financial_profile WHERE user_id=?', [uid],
+    const [rows] = await pool.query(
-    (err, rows) => {
+      'SELECT * FROM financial_profiles WHERE user_id=? LIMIT 1',
-      if (err) return res.status(500).json({ error:'DB error' });
+      [req.id]
+    );
 
-      if (!rows.length) {
+    if (!rows.length) {
-        // ←————  send a benign default instead of 404
+      return res.json({
-        return res.json({
+        current_salary: 0,
-          current_salary: 0,
+        additional_income: 0,
-          additional_income: 0,
+        monthly_expenses: 0,
-          monthly_expenses: 0,
+        monthly_debt_payments: 0,
-          monthly_debt_payments: 0,
+        retirement_savings: 0,
-          retirement_savings: 0,
+        emergency_fund: 0,
-          emergency_fund: 0,
+        retirement_contribution: 0,
-          retirement_contribution: 0,
+        emergency_contribution: 0,
-          emergency_contribution: 0,
+        extra_cash_emergency_pct: 50,
-          extra_cash_emergency_pct: 50,
+        extra_cash_retirement_pct: 50
-          extra_cash_retirement_pct: 50
+      });
-        });
+    }
-      }
+    res.json(rows[0]);
-      res.json(rows[0]);
+  } catch (err) {
-    });
+    console.error('financial‑profile GET error:', err);
+    res.status(500).json({ error: 'DB error' });
+  }
 });
 
 app.post('/api/premium/financial-profile', authenticatePremiumUser, async (req, res) => {
@@ -2725,6 +2721,21 @@ app.get('/api/premium/college-profile', authenticatePremiumUser, async (req, res
   }
 });
 
+// GET every college profile for the logged‑in user
+app.get('/api/premium/college-profile/all', authenticatePremiumUser, async (req,res)=>{
+  const sql = `
+    SELECT cp.*, 
+           DATE_FORMAT(cp.created_at,'%Y-%m-%d') AS created_at,
+           IFNULL(cpr.scenario_title, cpr.career_name) AS career_title
+    FROM college_profiles cp
+    JOIN career_profiles  cpr ON cpr.id = cp.career_profile_id
+    WHERE cp.user_id = ?
+    ORDER BY cp.created_at DESC
+  `;
+  const [rows] = await pool.query(sql,[req.id]);
+  res.json({ collegeProfiles: rows });
+});
+
 /* ------------------------------------------------------------------
    AI-SUGGESTED MILESTONES
    ------------------------------------------------------------------ */

src/App.js

@@ -25,6 +25,10 @@ import InterestInventory from './components/InterestInventory.js';
 import Dashboard from './components/Dashboard.js';
 import UserProfile from './components/UserProfile.js';
 import FinancialProfileForm from './components/FinancialProfileForm.js';
+import CareerProfileList    from './components/CareerProfileList.js';
+import CareerProfileForm    from './components/CareerProfileForm.js';
+import CollegeProfileList   from './components/CollegeProfileList.js';
+import CollegeProfileForm   from './components/CollegeProfileForm.js';
 import CareerRoadmap from './components/CareerRoadmap.js';
 import Paywall from './components/Paywall.js';
 import OnboardingContainer from './components/PremiumOnboarding/OnboardingContainer.js';
@@ -239,7 +243,7 @@ const uiToolHandlers = useMemo(() => {
       {/* Header */}
       <header className="flex items-center justify-between border-b bg-white px-6 py-4 shadow-sm relative">
         <h1 className="text-lg font-semibold">
-          AptivaAI - Career Guidance Platform (beta)
+          AptivaAI - Career Guidance Platform
         </h1>
 
         {isAuthenticated && (
@@ -360,7 +364,7 @@ const uiToolHandlers = useMemo(() => {
                   )}
                   onClick={() => navigate('/retirement')}
                 >
-                  Retirement Planning
+                  Retirement Planning (beta)
                   {!canAccessPremium && (
                     <span className="text-xs ml-1 text-gray-600">
                       (Premium)
@@ -406,20 +410,32 @@ const uiToolHandlers = useMemo(() => {
                   </Link>
                   {canAccessPremium ? (
                     /* Premium users go straight to the wizard */
-                    <Link
+                   <Link
-                      to="/premium-onboarding"
+                      to="/profile/careers"
                       className="block px-4 py-2 hover:bg-gray-100 text-sm text-gray-700"
                     >
-                      Premium Onboarding
+                      Career Profiles
                     </Link>
                   ) : (
-                    /* Free users are nudged to upgrade */
+                    <span
+                      className="block px-4 py-2 text-sm text-gray-400 cursor-not-allowed"
+                    >
+                      Career Profiles (Premium)
+                    </span>
+                  )}
+
+                 {/* College Profiles (go straight to list) */}
+                  {canAccessPremium ? (
                     <Link
-                      to="/paywall"
+                      to="/profile/college"
                       className="block px-4 py-2 hover:bg-gray-100 text-sm text-gray-700"
                     >
-                      College Planning&nbsp;<span className="text-xs">(Premium)</span>
+                      College Profiles
                     </Link>
+                  ) : (
+                    <span className="block px-4 py-2 text-sm text-gray-400 cursor-not-allowed">
+                      College Profiles (Premium)
+                    </span>
                   )}
                 </div>
               </div>
@@ -533,6 +549,11 @@ const uiToolHandlers = useMemo(() => {
                   </PremiumRoute>
                 }
               />
+              <Route path="/profile/careers"   element={<CareerProfileList />} />
+              <Route path="/profile/careers/:id/edit" element={<CareerProfileForm />} />
+
+              <Route path="/profile/college/"       element={<CollegeProfileList />} />
+              <Route path="/profile/college/:careerId/:id?"  element={<CollegeProfileForm />} />
               <Route
                 path="/financial-profile"
                 element={

src/components/CareerProfileForm.js

@@ -0,0 +1,232 @@
+// CareerProfileForm.js
+import React, { useEffect, useState } from 'react';
+import { useNavigate, useParams } from 'react-router-dom';
+import authFetch     from '../utils/authFetch.js';
+import CareerSearch  from './CareerSearch.js';        // ← same component as onboarding
+
+export default function CareerProfileForm() {
+  const { id }  = useParams();      // "new" or an existing uuid
+  const nav     = useNavigate();
+
+  /* ---------- 1. local state ---------- */
+  const [form, setForm] = useState({
+    scenario_title                    : '',
+    career_name                       : '',
+    soc_code                          : '',
+    status                            : 'current',
+    start_date                        : '',
+    retirement_start_date             : '',
+    college_enrollment_status         : '',
+    career_goals                      : '',
+    desired_retirement_income_monthly : ''
+  });
+
+  const [careerLocked, setCareerLocked] = useState(id !== 'new');   // lock unless new
+
+  /* ---------- 2. helpers ---------- */
+  const handleChange = e =>
+    setForm(prev => ({ ...prev, [e.target.name]: e.target.value }));
+
+  const handleCareerSelected = obj => {
+    // obj = { title, soc_code, … }
+    setForm(prev => ({
+      ...prev,
+      career_name : obj.title,
+      soc_code    : obj.soc_code
+    }));
+    setCareerLocked(true);
+  };
+
+  const unlockCareer = () => {
+    // allow user to re‑pick
+    setCareerLocked(false);
+    setForm(prev => ({ ...prev, career_name: '', soc_code: '' }));
+  };
+
+  /* ---------- 3. load an existing row (edit mode) ---------- */
+  useEffect(() => {
+    if (id === 'new') return;
+    (async () => {
+      const res = await authFetch(`/api/premium/career-profile/${id}`);
+      if (!res.ok) return;
+      const d   = await res.json();
+      setForm(prev => ({
+        ...prev,
+        scenario_title : d.scenario_title ?? '',
+        career_name    : d.career_name    ?? '',
+        soc_code       : d.soc_code       ?? '',
+        status         : d.status         ?? 'current',
+        start_date     : d.start_date     ?? '',
+        retirement_start_date     : d.retirement_start_date ?? '',
+        college_enrollment_status : d.college_enrollment_status ?? '',
+        career_goals   : d.career_goals   ?? '',
+        desired_retirement_income_monthly :
+          d.desired_retirement_income_monthly ?? ''
+      }));
+    })();
+  }, [id]);
+
+  /* ---------- 4. save ---------- */
+  async function save() {
+    if (!form.soc_code) {
+      alert('Please pick a valid career from the list first.');
+      return;
+    }
+    try {
+      const res = await authFetch('/api/premium/career-profile', {
+        method  : 'POST',
+        headers : { 'Content-Type': 'application/json' },
+        body    : JSON.stringify({
+          ...form,
+          id: id === 'new' ? undefined : id       // upsert
+        })
+      });
+      if (!res.ok) throw new Error(await res.text());
+      nav(-1);
+    } catch (err) {
+      console.error(err);
+      alert(err.message);
+    }
+  }
+
+  /* ---------- 5. render ---------- */
+  return (
+    <div className="max-w-lg mx-auto space-y-4">
+      <h2 className="text-2xl font-semibold">
+        {id === 'new' ? 'New' : 'Edit'} Career Profile
+      </h2>
+
+      {/* Scenario title */}
+      <label className="block">
+        <span className="font-medium">Scenario Title</span>
+        <input
+          name="scenario_title"
+          className="mt-1 w-full border rounded p-2"
+          placeholder="e.g. Data‑Scientist Plan"
+          value={form.scenario_title}
+          onChange={handleChange}
+        />
+      </label>
+
+      {/* Career picker (locked vs editable) */}
+      <label className="block font-medium">Career *</label>
+      {careerLocked ? (
+        <div className="flex items-center space-x-2">
+          <input
+            className="flex-1 border rounded p-2 bg-gray-100"
+            value={form.career_name}
+            disabled
+          />
+          <button
+            type="button"
+            className="text-blue-600 underline text-sm"
+            onClick={unlockCareer}
+          >
+            Change
+          </button>
+        </div>
+      ) : (
+        <CareerSearch onCareerSelected={handleCareerSelected} required />
+      )}
+
+      {/* Status */}
+      <label className="block">
+        <span className="font-medium">Status</span>
+        <select
+          name="status"
+          className="mt-1 w-full border rounded p-2"
+          value={form.status}
+          onChange={handleChange}
+        >
+          <option value="current">current</option>
+          <option value="future">future</option>
+          <option value="retired">retired</option>
+        </select>
+      </label>
+
+      {/* Dates */}
+      <label className="block">
+        <span className="font-medium">Start Date</span>
+        <input
+          type="date"
+          name="start_date"
+          className="mt-1 w-full border rounded p-2"
+          value={form.start_date}
+          onChange={handleChange}
+        />
+      </label>
+
+      <label className="block">
+        <span className="font-medium">Retirement Start Date</span>
+        <input
+          type="date"
+          name="retirement_start_date"
+          className="mt-1 w-full border rounded p-2"
+          value={form.retirement_start_date}
+          onChange={handleChange}
+        />
+      </label>
+
+      {/* College status */}
+      <label className="block">
+        <span className="font-medium">College Enrollment Status</span>
+        <select
+          name="college_enrollment_status"
+          className="mt-1 w-full border rounded p-2"
+          value={form.college_enrollment_status}
+          onChange={handleChange}
+        >
+          <option value="">-- select --</option>
+          <option value="not_applicable">Not Applicable</option>
+          <option value="prospective_student">Prospective Student</option>
+          <option value="currently_enrolled">Currently Enrolled</option>
+          <option value="completed">Completed</option>
+        </select>
+      </label>
+
+      {/* Career goals */}
+      <label className="block">
+        <span className="font-medium">Career Goals</span>
+        <textarea
+          rows={3}
+          name="career_goals"
+          className="mt-1 w-full border rounded p-2"
+          placeholder="e.g. Become a senior data‑scientist in five years…"
+          value={form.career_goals}
+          onChange={handleChange}
+        />
+      </label>
+
+      {/* Desired retirement income */}
+      <label className="block">
+        <span className="font-medium">Desired Retirement Income / Month ($)</span>
+        <input
+          type="number"
+          name="desired_retirement_income_monthly"
+          className="mt-1 w-full border rounded p-2"
+          placeholder="e.g. 6000"
+          value={form.desired_retirement_income_monthly}
+          onChange={handleChange}
+        />
+      </label>
+
+      {/* Action buttons */}
+      <div className="pt-4 flex justify-between">
+        <button
+          type="button"
+          onClick={() => nav(-1)}
+          className="bg-gray-200 hover:bg-gray-300 text-gray-700 font-semibold py-2 px-4 rounded"
+        >
+          ← Back
+        </button>
+        <button
+          type="button"
+          onClick={save}
+          className="bg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded"
+        >
+          Save
+        </button>
+      </div>
+    </div>
+  );
+}

src/components/CareerProfileList.js

@@ -0,0 +1,79 @@
+import React, { useEffect, useState } from 'react';
+import { Link, useNavigate, useLocation } from 'react-router-dom';
+
+export default function CareerProfileList() {
+  const [rows, setRows] = useState([]);
+  const nav              = useNavigate();
+  const token            = localStorage.getItem('token');
+
+  useEffect(() => {
+    fetch('/api/premium/career-profile/all', {
+      headers: { Authorization: `Bearer ${token}` }
+    })
+      .then(r => r.json())
+      .then(d => setRows(d.careerProfiles || []));
+  }, [token]);
+
+  async function remove(id) {
+    if (!window.confirm('Delete this career profile?')) return;
+    await fetch(`/api/premium/career-profile/${id}`, {
+      method : 'DELETE',
+      headers: { Authorization: `Bearer ${token}` }
+    });
+    setRows(rows.filter(r => r.id !== id));
+  }
+
+  return (
+    <div className="max-w-4xl mx-auto space-y-4">
+      <h2 className="text-2xl font-semibold">Career Profiles</h2>
+
+      <button
+        onClick={() => nav('/profile/careers/new/edit')}
+        className="px-3 py-2 bg-blue-600 text-white rounded"
+      >
+        + New Career Profile
+      </button>
+
+      <table className="w-full border mt-4 text-sm">
+        <thead className="bg-gray-100">
+          <tr>
+            <th className="p-2 text-left">Title</th>
+            <th className="p-2 text-left">Status</th>
+            <th className="p-2">Start</th>
+            <th className="p-2"></th>
+          </tr>
+        </thead>
+        <tbody>
+          {rows.map(r => (
+            <tr key={r.id} className="border-t">
+              <td className="p-2">{r.scenario_title || r.career_name}</td>
+              <td className="p-2">{r.status}</td>
+              <td className="p-2">{r.start_date}</td>
+              <td className="p-2 space-x-2">
+                <Link
+                  to={`/profile/careers/${r.id}/edit`}
+                  className="underline text-blue-600"
+                >
+                  edit
+                </Link>
+                <button
+                  onClick={() => remove(r.id)}
+                  className="text-red-600 underline"
+                >
+                  delete
+                </button>
+              </td>
+            </tr>
+          ))}
+          {rows.length === 0 && (
+            <tr>
+              <td colSpan={5} className="p-4 text-center text-gray-500">
+                No career profiles yet
+              </td>
+            </tr>
+          )}
+        </tbody>
+      </table>
+    </div>
+  );
+}

src/components/CollegeProfileForm.js

@@ -0,0 +1,522 @@
+import React, { useEffect, useState } from 'react';
+import { useNavigate, useParams } from 'react-router-dom';
+import authFetch from '../utils/authFetch.js';
+
+
+/** -----------------------------------------------------------
+ *  Ensure numerics are sent as numbers and booleans as 0 / 1
+ *  – mirrors the logic you use in OnboardingContainer
+ * ---------------------------------------------------------- */
+const parseFloatOrNull = v => {
+  if (v === '' || v == null) return null;
+  const n = parseFloat(v);
+  return Number.isFinite(n) ? n : null;
+};
+
+function normalisePayload(draft) {
+  const bools = [
+    'is_in_state','is_in_district','is_online',
+    'loan_deferral_until_graduation'
+  ];
+  const nums = [
+    'annual_financial_aid','existing_college_debt','interest_rate','loan_term',
+    'extra_payment','expected_salary','credit_hours_per_year','hours_completed',
+    'credit_hours_required','program_length','tuition','tuition_paid'
+  ];
+  const dates = ['enrollment_date', 'expected_graduation']; 
+
+  const out = { ...draft };
+  bools.forEach(k => { out[k] = draft[k] ? 1 : 0; });
+  nums .forEach(k => { out[k] = parseFloatOrNull(draft[k]) ?? 0; });
+  dates.forEach(k => { out[k] = toMySqlDate(draft[k]); });
+
+  delete out.created_at;
+  delete out.updated_at;
+
+  return out;
+}
+
+const toMySqlDate = iso => {
+  if (!iso) return null;          
+  return iso.replace('T', ' ').slice(0, 19);
+};
+
+export default function CollegeProfileForm() {
+    const { careerId, id } = useParams();          // id optional
+    const nav   = useNavigate();
+    const token = localStorage.getItem('token');
+    const [cipRows,   setCipRows] = useState([]);
+    const [schoolSug, setSchoolSug] = useState([]);
+    const [progSug,   setProgSug]   = useState([]);
+    const [types,     setTypes]     = useState([]);
+    const [ipeds, setIpeds] = useState([]);
+    const [schoolValid,  setSchoolValid]  = useState(true);
+    const [programValid, setProgramValid] = useState(true);
+    
+    const schoolData = cipRows;
+
+    const [form, setForm] = useState({
+        career_profile_id    : careerId,
+        selected_school      : '',
+        selected_program     : '',
+        program_type         : '',
+        annual_financial_aid : 0,
+        tuition              : 0,
+        interest_rate        : 5.5,
+        loan_term            : 10
+    });
+
+    const [manualTuition, setManualTuition] = useState(
+        form.tuition ? String(form.tuition) : ''
+        );
+
+    const [autoTuition,  setAutoTuition]  = useState(0);
+
+    // ---------- handlers (inside component) ----------
+const handleFieldChange = (e) => {
+  const { name, value, type, checked } = e.target;
+  setForm((prev) => {
+    const draft = { ...prev };
+    if (type === 'checkbox') {
+      draft[name] = checked;
+    } else if (
+      [
+        'interest_rate','loan_term','extra_payment','expected_salary',
+        'annual_financial_aid','existing_college_debt','credit_hours_per_year',
+        'hours_completed','credit_hours_required','tuition','tuition_paid',
+        'program_length'
+      ].includes(name)
+    ) {
+      draft[name] = value === '' ? '' : parseFloat(value);
+    } else {
+      draft[name] = value;
+    }
+    return draft;
+  });
+};
+
+const onSchoolInput = (e) => {
+  handleFieldChange(e);
+  const v = e.target.value.toLowerCase();
+  const suggestions = cipRows
+    .filter((r) => r.INSTNM.toLowerCase().includes(v))
+    .map((r) => r.INSTNM);
+  setSchoolSug([...new Set(suggestions)].slice(0, 10));
+};
+
+const onProgramInput = (e) => {
+  handleFieldChange(e);
+  if (!form.selected_school) return;
+  const v = e.target.value.toLowerCase();
+  const sug = cipRows
+    .filter(
+      (r) =>
+        r.INSTNM.toLowerCase() === form.selected_school.toLowerCase() &&
+        r.CIPDESC.toLowerCase().includes(v)
+    )
+    .map((r) => r.CIPDESC);
+  setProgSug([...new Set(sug)].slice(0, 10));
+};
+
+
+  useEffect(() => {
+    if (id && id !== 'new') {
+      fetch(`/api/premium/college-profile?careerProfileId=${careerId}`, {
+        headers: { Authorization: `Bearer ${token}` }
+      })
+        .then(r => r.json())
+        .then(setForm);
+    }
+  }, [careerId, id, token]);
+
+ async function handleSave(){
+  try{
+     const body = normalisePayload({ ...form, tuition: chosenTuition, career_profile_id: careerId });
+     const res = await authFetch('/api/premium/college-profile',{
+       method:'POST',
+       headers:{'Content-Type':'application/json'},
+       body:JSON.stringify(body)
+     });
+     if(!res.ok) throw new Error(await res.text());
+     alert('Saved!');
+     setForm(p => ({ ...p, tuition: chosenTuition }));
+     setManualTuition(String(chosenTuition));
+     nav(-1);
+  }catch(err){ console.error(err); alert(err.message);}
+}
+
+/* LOAD iPEDS ----------------------------- */
+useEffect(() => {
+  fetch('/ic2023_ay.csv')
+    .then(r => r.text())
+    .then(text => {
+      const rows    = text.split('\n').map(l => l.split(','));
+      const headers = rows[0];
+      const parsed  = rows.slice(1).map(r =>
+        Object.fromEntries(r.map((v,i)=>[headers[i], v]))
+      );
+      setIpeds(parsed);                 // you already declared setIpeds
+    })
+    .catch(err => console.error('iPEDS load failed', err));
+}, []);
+
+  useEffect(() => { fetch('/cip_institution_mapping_new.json')
+  .then(r=>r.text()).then(t => setCipRows(
+    t.split('\n').map(l=>{try{return JSON.parse(l)}catch{ return null }})
+      .filter(Boolean)
+  ));
+  fetch('/ic2023_ay.csv')
+  .then(r=>r.text()).then(csv=>{/* identical to CollegeOnboarding */});
+},[]);
+
+useEffect(()=>{
+  if(!form.selected_school || !form.selected_program) { setTypes([]); return; }
+  const t = cipRows.filter(r =>
+          r.INSTNM.toLowerCase()===form.selected_school.toLowerCase() &&
+          r.CIPDESC===form.selected_program)
+      .map(r=>r.CREDDESC);
+  setTypes([...new Set(t)]);
+},[form.selected_school, form.selected_program, cipRows]);
+
+
+useEffect(() => {
+  if (!ipeds.length)                return;
+  if (!form.selected_school ||
+      !form.program_type  ||
+      !form.credit_hours_per_year)  return;
+
+  /* 1 ─ locate UNITID */
+  const sch = cipRows.find(
+    r => r.INSTNM.toLowerCase() === form.selected_school.toLowerCase()
+  );
+  if (!sch) return;
+  const unitId = sch.UNITID;
+  const row    = ipeds.find(r => r.UNITID === unitId);
+  if (!row) return;
+
+  /* 2 ─ decide in‑state / district buckets */
+  const grad   = [
+    "Master's Degree","Doctoral Degree",
+    "Graduate/Professional Certificate","First Professional Degree"
+  ].includes(form.program_type);
+
+  const pick = (codeInDist, codeInState, codeOut) => {
+    if   (form.is_in_district) return row[codeInDist];
+    else if (form.is_in_state) return row[codeInState];
+    else                       return row[codeOut];
+  };
+
+  const partTime = grad
+       ? pick('HRCHG5','HRCHG6','HRCHG7')
+       : pick('HRCHG1','HRCHG2','HRCHG3');
+
+  const fullTime = grad
+       ? pick('TUITION5','TUITION6','TUITION7')
+       : pick('TUITION1','TUITION2','TUITION3');
+
+  const chpy     = parseFloat(form.credit_hours_per_year) || 0;
+  const est      = chpy && chpy < 24
+                   ? parseFloat(partTime || 0) * chpy
+                   : parseFloat(fullTime || 0);
+
+  setAutoTuition(Math.round(est));
+}, [
+  ipeds,
+  cipRows,
+  form.selected_school,
+  form.program_type,
+  form.credit_hours_per_year,
+  form.is_in_state,
+  form.is_in_district
+]);
+
+const handleManualTuitionChange = e => setManualTuition(e.target.value);
+const chosenTuition = manualTuition.trim() === ''
+  ? autoTuition
+  : parseFloat(manualTuition);
+
+return (
+  <div className="max-w-md mx-auto p-6 space-y-4">
+    <h2 className="text-2xl font-semibold">
+      {id === 'new' ? 'New' : 'Edit'} College Plan
+    </h2>
+
+    {(form.college_enrollment_status === 'currently_enrolled' ||
+      form.college_enrollment_status === 'prospective_student') ? (
+      /* ───────────────────────────────────────────────────────── */
+      <div className="space-y-4">
+
+        {/* 1 │ Location / modality check‑boxes */}
+        {[
+          { n:'is_in_district', l:'In District?' },
+          { n:'is_in_state',    l:'In‑State Tuition?' },
+          { n:'is_online',      l:'Program is Fully Online' },
+          { n:'loan_deferral_until_graduation',
+            l:'Defer Loan Payments until Graduation?' }
+        ].map(({n,l}) => (
+          <div key={n} className="flex items-center space-x-2">
+            <input type="checkbox" name={n}
+                   className="h-4 w-4"
+                   checked={!!form[n]}
+                   onChange={handleFieldChange}/>
+            <label className="font-medium">{l}</label>
+          </div>
+        ))}
+
+        {/* 2 │ School picker */}
+        <div className="space-y-1">
+          <label className="block font-medium">
+            School Name * (choose from list)
+          </label>
+          <input
+            name="selected_school"
+            value={form.selected_school}
+            onChange={onSchoolInput}
+            onBlur={() => {
+                const ok = cipRows.some(
+                r => r.INSTNM.toLowerCase() === form.selected_school.toLowerCase()
+                );
+                setSchoolValid(ok);
+                if (!ok) alert('Please pick a school from the list.');
+            }}
+            list="school-suggestions"
+            placeholder="Start typing and choose…"
+            className={`w-full border rounded p-2 ${schoolValid ? '' : 'border-red-500'}`}
+            required
+            />
+          <datalist id="school-suggestions">
+            {schoolSug.map((s,i)=>(
+              <option key={i} value={s} />
+            ))}
+          </datalist>
+        </div>
+
+        {/* 3 │ Program picker */}
+        <div className="space-y-1">
+          <label className="block font-medium">
+            Major / Program * (choose from list)
+          </label>
+          <input
+            name="selected_program"
+            value={form.selected_program}
+            onChange={onProgramInput}
+            onBlur={() => {
+                const ok =
+                form.selected_school &&                // need a school first
+                cipRows.some(
+                    r =>
+                    r.INSTNM.toLowerCase() === form.selected_school.toLowerCase() &&
+                    r.CIPDESC.toLowerCase() === form.selected_program.toLowerCase()
+                );
+                setProgramValid(ok);
+                if (!ok) alert('Please pick a program from the list.');
+            }}
+            list="program-suggestions"
+            placeholder="Start typing and choose…"
+            className={`w-full border rounded p-2 ${programValid ? '' : 'border-red-500'}`}
+            required
+            />
+          <datalist id="program-suggestions">
+            {progSug.map((p,i)=>(
+              <option key={i} value={p} />
+            ))}
+          </datalist>
+        </div>
+
+        {/* 4 │ Program‑type */}
+        <div className="space-y-1">
+          <label className="block font-medium">Degree Type *</label>
+          <select
+            name="program_type"
+            value={form.program_type}
+            onChange={handleFieldChange}
+            className="w-full border rounded p-2"
+            required
+          >
+            <option value="">Select Program Type</option>
+            {types.map((t,i)=><option key={i} value={t}>{t}</option>)}
+          </select>
+        </div>
+
+        {/* 5 │ Academic calendar */}
+        <div className="space-y-1">
+          <label className="block font-medium">Academic Calendar</label>
+          <select
+            name="academic_calendar"
+            value={form.academic_calendar || 'semester'}
+            onChange={handleFieldChange}
+            className="w-full border rounded p-2"
+          >
+            <option value="semester">Semester</option>
+            <option value="quarter">Quarter</option>
+            <option value="trimester">Trimester</option>
+            <option value="other">Other</option>
+          </select>
+        </div>
+
+        {/* 6 │ Credit‑hour fields (conditionally rendered) */}
+        {(form.program_type === 'Graduate/Professional Certificate' ||
+          form.program_type === 'First Professional Degree' ||
+          form.program_type === 'Doctoral Degree' ||
+          form.program_type === 'Undergraduate Certificate or Diploma') && (
+          <div className="space-y-1">
+            <label className="block font-medium">Credit Hours Required</label>
+            <input
+              type="number"
+              name="credit_hours_required"
+              value={form.credit_hours_required}
+              onChange={handleFieldChange}
+              className="w-full border rounded p-2"
+            />
+          </div>
+        )}
+
+        <div className="space-y-1">
+          <label className="block font-medium">Credit Hours Per Year</label>
+          <input
+            type="number"
+            name="credit_hours_per_year"
+            value={form.credit_hours_per_year}
+            onChange={handleFieldChange}
+            className="w-full border rounded p-2"
+          />
+        </div>
+
+        {/* 7 │ Tuition & aid */}
+        <div className="space-y-1">
+            <label className="block font-medium">Yearly Tuition</label>
+            <input
+                type="number"
+                value={
+                manualTuition.trim() === '' ? autoTuition : manualTuition
+                }
+                onChange={handleManualTuitionChange}
+                placeholder="Blank = auto‑calculated"
+                className="w-full border rounded p-2"
+            />
+            </div>
+            <span className="font-medium">Annual Aid</span>
+            <input
+              type="number"
+              name="annual_financial_aid"
+              value={form.annual_financial_aid}
+              onChange={handleFieldChange}
+              className="mt-1 w-full border rounded p-2"
+            />
+          
+
+        {/* 8 │ Existing debt */}
+        <div className="space-y-1">
+          <label className="block font-medium">Existing College Debt</label>
+          <input
+            type="number"
+            name="existing_college_debt"
+            value={form.existing_college_debt}
+            onChange={handleFieldChange}
+            className="w-full border rounded p-2"
+          />
+        </div>
+
+        {/* 9 │ Program‑length & hours‑completed */}
+        {(form.college_enrollment_status === 'currently_enrolled' ||
+          form.college_enrollment_status === 'prospective_student') && (
+          <>
+            <div className="space-y-1">
+              <label className="block font-medium">Program Length (years)</label>
+              <input
+                type="number"
+                name="program_length"
+                value={form.program_length}
+                onChange={handleFieldChange}
+                className="w-full border rounded p-2"
+              />
+            </div>
+            {form.college_enrollment_status === 'currently_enrolled' && (
+              <div className="space-y-1">
+                <label className="block font-medium">Hours Completed</label>
+                <input
+                  type="number"
+                  name="hours_completed"
+                  value={form.hours_completed}
+                  onChange={handleFieldChange}
+                  className="w-full border rounded p-2"
+                />
+              </div>
+            )}
+          </>
+        )}
+
+        {/* 10 │ Interest, term, extra payment, salary */}
+        <div className="flex space-x-4">
+          <label className="block flex-1">
+            <span className="font-medium">Interest %</span>
+            <input
+              type="number"
+              name="interest_rate"
+              value={form.interest_rate}
+              onChange={handleFieldChange}
+              className="mt-1 w-full border rounded p-2"
+            />
+          </label>
+          <label className="block flex-1">
+            <span className="font-medium">Loan Term (years)</span>
+            <input
+              type="number"
+              name="loan_term"
+              value={form.loan_term}
+              onChange={handleFieldChange}
+              className="mt-1 w-full border rounded p-2"
+            />
+          </label>
+        </div>
+
+        <div className="space-y-1">
+          <label className="block font-medium">Extra Monthly Payment</label>
+          <input
+            type="number"
+            name="extra_payment"
+            value={form.extra_payment}
+            onChange={handleFieldChange}
+            className="w-full border rounded p-2"
+          />
+        </div>
+
+        <div className="space-y-1">
+          <label className="block font-medium">Expected Salary After Graduation</label>
+          <input
+            type="number"
+            name="expected_salary"
+            value={form.expected_salary}
+            onChange={handleFieldChange}
+            className="w-full border rounded p-2"
+          />
+        </div>
+      </div>
+    ) : (
+      <p>
+        User is neither currently enrolled nor a prospective student – nothing to
+        edit.
+      </p>
+    )}
+
+    {/* 11 │ Action buttons */}
+    <div className="pt-4">
+      <button
+        onClick={() => nav(-1)}
+        className="bg-gray-200 hover:bg-gray-300 text-gray-700 font-semibold py-2 px-4 rounded mr-3"
+      >
+        ← Back
+      </button>
+      <button
+        onClick={handleSave}
+        disabled={!schoolValid || !programValid}
+        className="bg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded"
+        >
+        Save
+        </button>
+
+    </div>
+  </div>
+);
+
+}

src/components/CollegeProfileList.js

@@ -0,0 +1,57 @@
+import React, { useEffect, useState } from 'react';
+import { Link, useNavigate } from 'react-router-dom';
+
+export default function CollegeProfileList() {
+  const [rows, setRows] = useState([]);
+  const nav   = useNavigate();
+  const token = localStorage.getItem('token');
+
+  useEffect(() => {
+    fetch('/api/premium/college-profile/all', {
+      headers: { Authorization: `Bearer ${token}` }
+    })
+      .then(r => r.json())
+      .then(d => setRows(d.collegeProfiles || []));
+  }, [token]);
+
+  return (
+    <div className="max-w-5xl mx-auto space-y-4">
+      <h2 className="text-2xl font-semibold">College Profiles</h2>
+
+      <table className="w-full border text-sm">
+        <thead className="bg-gray-100">
+          <tr>
+            <th className="p-2 text-left">Career</th>
+            <th className="p-2 text-left">School</th>
+            <th className="p-2 text-left">Program</th>
+            <th className="p-2">Created</th>
+            <th className="p-2"></th>
+          </tr>
+        </thead>
+        <tbody>
+          {rows.map(r => (
+            <tr key={r.id} className="border-t">
+              <td className="p-2">{r.career_title}</td>
+              <td className="p-2">{r.selected_school}</td>
+              <td className="p-2">{r.selected_program}</td>
+              <td className="p-2">{r.created_at?.slice(0,10)}</td>
+              <td className="p-2">
+                <Link
+                  to={`/profile/college/${r.career_profile_id}/${r.id}`}
+                  className="underline text-blue-600"
+                >
+                  edit
+                </Link>
+              </td>
+            </tr>
+          ))}
+          {rows.length === 0 && (
+            <tr><td colSpan={5} className="p-4 text-center text-gray-500">
+              No college profiles yet
+            </td></tr>
+          )}
+        </tbody>
+      </table>
+    </div>
+  );
+}

src/components/FinancialProfileForm.js

@@ -1,181 +1,219 @@
 // FinancialProfileForm.js
-import React, { useState, useEffect } from 'react';
+import React, { useEffect, useState } from 'react';
-import authFetch from '../utils/authFetch.js';
+import { useNavigate } from 'react-router-dom';
 
-function FinancialProfileForm() {
+import authFetch    from '../utils/authFetch.js';
-  // We'll store the fields in local state
+import Modal        from './ui/modal.js';
-  const [currentSalary, setCurrentSalary] = useState('');
+import ExpensesWizard from './ExpensesWizard.js';      // same wizard you use in onboarding
-  const [additionalIncome, setAdditionalIncome] = useState('');
+import { Button }   from './ui/button.js';             // Tailwind‑based button (optional)
-  const [monthlyExpenses, setMonthlyExpenses] = useState('');
-  const [monthlyDebtPayments, setMonthlyDebtPayments] = useState('');
-  const [retirementSavings, setRetirementSavings] = useState('');
-  const [emergencyFund, setEmergencyFund] = useState('');
-  const [retirementContribution, setRetirementContribution] = useState('');
-  const [monthlyEmergencyContribution, setMonthlyEmergencyContribution] = useState('');
-  const [extraCashEmergencyPct, setExtraCashEmergencyPct] = useState('');
-  const [extraCashRetirementPct, setExtraCashRetirementPct] = useState('');
 
+/* helper – clamp 0‑100 */
+const pct = v => Math.min(Math.max(parseFloat(v) || 0, 0), 100);
+
+export default function FinancialProfileForm() {
+  const nav = useNavigate();
+
+  /* ─────────────── local state ─────────────── */
+  const [currentSalary,               setCurrentSalary]               = useState('');
+  const [additionalIncome,            setAdditionalIncome]            = useState('');
+  const [monthlyExpenses,             setMonthlyExpenses]             = useState('');
+  const [monthlyDebtPayments,         setMonthlyDebtPayments]         = useState('');
+  const [retirementSavings,           setRetirementSavings]           = useState('');
+  const [emergencyFund,               setEmergencyFund]               = useState('');
+  const [retirementContribution,      setRetirementContribution]      = useState('');
+  const [emergencyContribution,       setEmergencyContribution]       = useState('');
+  const [extraCashEmergencyPct,       setExtraCashEmergencyPct]       = useState('50');
+  const [extraCashRetirementPct,      setExtraCashRetirementPct]      = useState('50');
+
+  /* wizard modal */
+  const [showExpensesWizard, setShowExpensesWizard] = useState(false);
+  const openWizard  = () => setShowExpensesWizard(true);
+  const closeWizard = () => setShowExpensesWizard(false);
+
+  /* ───────────── preload existing row ───────── */
   useEffect(() => {
-    // On mount, fetch the user's existing profile from the new financial_profiles table
+    (async () => {
-    async function fetchProfile() {
       try {
-        const res = await authFetch('/api/premium/financial-profile', {
+        const res = await authFetch('/api/premium/financial-profile');
-          method: 'GET'
+        if (!res.ok) return;
-        });
+        const d = await res.json();
-        if (res.ok) {
+
-          const data = await res.json();
+        setCurrentSalary             (d.current_salary              ?? '');
-          // data might be an empty object if no row yet
+        setAdditionalIncome          (d.additional_income           ?? '');
-          setCurrentSalary(data.current_salary || '');
+        setMonthlyExpenses           (d.monthly_expenses            ?? '');
-          setAdditionalIncome(data.additional_income || '');
+        setMonthlyDebtPayments       (d.monthly_debt_payments       ?? '');
-          setMonthlyExpenses(data.monthly_expenses || '');
+        setRetirementSavings         (d.retirement_savings          ?? '');
-          setMonthlyDebtPayments(data.monthly_debt_payments || '');
+        setEmergencyFund             (d.emergency_fund              ?? '');
-          setRetirementSavings(data.retirement_savings || '');
+        setRetirementContribution    (d.retirement_contribution     ?? '');
-          setEmergencyFund(data.emergency_fund || '');
+        setEmergencyContribution     (d.emergency_contribution      ?? '');
-          setRetirementContribution(data.retirement_contribution || '');
+        setExtraCashEmergencyPct     (d.extra_cash_emergency_pct    ?? '');
-          setMonthlyEmergencyContribution(data.monthly_emergency_contribution || '');
+        setExtraCashRetirementPct    (d.extra_cash_retirement_pct   ?? '');
-          setExtraCashEmergencyPct(data.extra_cash_emergency_pct || '');
+      } catch (err) { console.error(err); }
-          setExtraCashRetirementPct(data.extra_cash_retirement_pct || '');
+    })();
-        }
-      } catch (err) {
-        console.error("Failed to load financial profile:", err);
-      }
-    }
-    fetchProfile();
   }, []);
 
-  // Submit form updates => POST to the same endpoint
+  /* -----------------------------------------------------------
-  async function handleSubmit(e) {
+   * keep the two % inputs complementary (must add to 100)
-    e.preventDefault();
+   * --------------------------------------------------------- */
-    try {
+  function handleChange(e) {
-      const body = {
+    const { name, value } = e.target;
-        current_salary: parseFloat(currentSalary) || 0,
+    const pct = Math.max(0, Math.min(100, Number(value) || 0));  // clamp 0‑100
-        additional_income: parseFloat(additionalIncome) || 0,
-        monthly_expenses: parseFloat(monthlyExpenses) || 0,
-        monthly_debt_payments: parseFloat(monthlyDebtPayments) || 0,
-        retirement_savings: parseFloat(retirementSavings) || 0,
-        emergency_fund: parseFloat(emergencyFund) || 0,
-        retirement_contribution: parseFloat(retirementContribution) || 0,
-        monthly_emergency_contribution: parseFloat(monthlyEmergencyContribution) || 0,
-        extra_cash_emergency_pct: parseFloat(extraCashEmergencyPct) || 0,
-        extra_cash_retirement_pct: parseFloat(extraCashRetirementPct) || 0
-      };
 
-      const res = await authFetch('/api/premium/financial-profile', {
+    if (name === 'extraCashEmergencyPct') {
-        method: 'POST',
+      setExtraCashEmergencyPct(String(pct));
-        headers: { 'Content-Type': 'application/json' },
+      setExtraCashRetirementPct(String(100 - pct));
-        body: JSON.stringify(body)
+    } else if (name === 'extraCashRetirementPct') {
-      });
+      setExtraCashRetirementPct(String(pct));
-
+      setExtraCashEmergencyPct(String(100 - pct));
-      if (res.ok) {
+    } else {
-        // show success or redirect
+      // all other numeric fields:
-        console.log("Profile updated");
+      //    allow empty string so users can clear then re‑type
-      } else {
+      const update = valSetter => valSetter(value === '' ? '' : Number(value));
-        console.error("Failed to update profile:", await res.text());
+      switch (name) {
+        case 'currentSalary':               update(setCurrentSalary);               break;
+        case 'additionalIncome':            update(setAdditionalIncome);            break;
+        case 'monthlyExpenses':             update(setMonthlyExpenses);             break;
+        case 'monthlyDebtPayments':         update(setMonthlyDebtPayments);         break;
+        case 'retirementSavings':           update(setRetirementSavings);           break;
+        case 'emergencyFund':               update(setEmergencyFund);               break;
+        case 'retirementContribution':      update(setRetirementContribution);      break;
+        case 'emergencyContribution':       update(setEmergencyContribution);       break;
+        default: break;
       }
-    } catch (err) {
-      console.error("Error submitting financial profile:", err);
     }
   }
 
+  /* ───────────── submit  ─────────────────────── */
+  async function handleSubmit(e) {
+    e.preventDefault();
+
+    const body = {
+      current_salary:               parseFloat(currentSalary)               || 0,
+      additional_income:            parseFloat(additionalIncome)            || 0,
+      monthly_expenses:             parseFloat(monthlyExpenses)             || 0,
+      monthly_debt_payments:        parseFloat(monthlyDebtPayments)         || 0,
+      retirement_savings:           parseFloat(retirementSavings)           || 0,
+      emergency_fund:               parseFloat(emergencyFund)               || 0,
+      retirement_contribution:      parseFloat(retirementContribution)      || 0,
+      emergency_contribution:       parseFloat(emergencyContribution)       || 0,
+      extra_cash_emergency_pct:     pct(extraCashEmergencyPct),
+      extra_cash_retirement_pct:    pct(extraCashRetirementPct)
+    };
+
+    try {
+      const res = await authFetch('/api/premium/financial-profile', {
+        method : 'POST',
+        headers: { 'Content-Type':'application/json' },
+        body   : JSON.stringify(body)
+      });
+      if (!res.ok) throw new Error(await res.text());
+      alert('Financial profile saved.');
+      nav(-1);
+    } catch (err) {
+      console.error(err);
+      alert('Failed to save financial profile.');
+    }
+  }
+
+  /* ───────────── view ───────────────────────── */
   return (
-    <form onSubmit={handleSubmit} className="max-w-2xl mx-auto p-4 space-y-4 bg-white shadow rounded">
+    <>
-      <h2 className="text-xl font-semibold">Edit Your Financial Profile</h2>
+      <form
+        onSubmit={handleSubmit}
+        className="max-w-2xl mx-auto p-6 space-y-4 bg-white shadow rounded"
+      >
+        <h2 className="text-xl font-semibold">Edit Your Financial Profile</h2>
 
-      <label className="block font-medium">Current Salary</label>
+        {/* salary / income */}
-      <input
+        <label className="block font-medium">Current Annual Salary</label>
-        type="number"
+        <input type="number" className="w-full border rounded p-2"
-        value={currentSalary}
+          name="currentSalary" value={currentSalary} onChange={handleChange} />
-        onChange={(e) => setCurrentSalary(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Additional Monthly Income</label>
+        <label className="block font-medium">Additional Annual Income</label>
-      <input
+        <input type="number" className="w-full border rounded p-2"
-        type="number"
+         name="additionalIncome" value={additionalIncome} onChange={handleChange} />
-        value={additionalIncome}
-        onChange={(e) => setAdditionalIncome(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Monthly Living Expenses</label>
+        {/* expenses with wizard */}
-      <input
+        <label className="block font-medium">Monthly Living Expenses</label>
-        type="number"
+        <div className="flex space-x-2 items-center">
-        value={monthlyExpenses}
+          <input type="number" className="w-full border rounded p-2"
-        onChange={(e) => setMonthlyExpenses(e.target.value)}
+            value={monthlyExpenses}
-        className="w-full border rounded p-2"
+            onChange={e=>setMonthlyExpenses(e.target.value)} />
-        placeholder="$"
+          <Button className="bg-blue-600 text-white px-3 py-2 rounded"
-      />
+                  type="button" onClick={openWizard}>
+            Need Help?
+          </Button>
+        </div>
 
-      <label className="block font-medium">Monthly Debt Payments</label>
+        {/* rest of the numeric fields */}
-      <input
+        <label className="block font-medium">Monthly Debt Payments</label>
-        type="number"
+        <input type="number" className="w-full border rounded p-2"
-        value={monthlyDebtPayments}
+          name="monthlyDebtPayments" value={monthlyDebtPayments} onChange={handleChange} />
-        onChange={(e) => setMonthlyDebtPayments(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Retirement Savings</label>
+        <label className="block font-medium">Retirement Savings</label>
-      <input
+        <input type="number" className="w-full border rounded p-2"
-        type="number"
+          name="retirementSavings" value={retirementSavings} onChange={handleChange} />
-        value={retirementSavings}
-        onChange={(e) => setRetirementSavings(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Emergency Fund</label>
+        <label className="block font-medium">Emergency Fund</label>
-      <input
+        <input type="number" className="w-full border rounded p-2"
-        type="number"
+          name="emergencyFund" value={emergencyFund} onChange={handleChange} />
-        value={emergencyFund}
-        onChange={(e) => setEmergencyFund(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Monthly Retirement Contribution</label>
+        <label className="block font-medium">Monthly Retirement Contribution</label>
-      <input
+        <input type="number" className="w-full border rounded p-2"
-        type="number"
+          name="retirementContribution" value={retirementContribution} onChange={handleChange} />
-        value={retirementContribution}
-        onChange={(e) => setRetirementContribution(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Monthly Emergency Contribution</label>
+        <label className="block font-medium">Monthly Emergency Contribution</label>
-      <input
+        <input type="number" className="w-full border rounded p-2"
-        type="number"
+          name="emergencyContribution"
-        value={monthlyEmergencyContribution}
+          value={emergencyContribution}
-        onChange={(e) => setMonthlyEmergencyContribution(e.target.value)}
+          onChange={handleChange} />
-        className="w-full border rounded p-2"
-        placeholder="$"
-      />
 
-      <label className="block font-medium">Extra Cash to Emergency (%)</label>
+        {/* allocation – kept in sync */}
-      <input
+        <h3 className="text-lg font-medium pt-2">Extra Monthly Cash Allocation (must total 100%)</h3>
-        type="number"
-        value={extraCashEmergencyPct}
-        onChange={(e) => setExtraCashEmergencyPct(e.target.value)}
-        className="w-full border rounded p-2"
-        placeholder="e.g. 30"
-      />
 
-      <label className="block font-medium">Extra Cash to Retirement (%)</label>
+        <label className="block font-medium">To Emergency Fund (%)</label>
-      <input
+        <input type="number" className="w-full border rounded p-2"
-        type="number"
+          name="extraCashEmergencyPct"
-        value={extraCashRetirementPct}
+          value={extraCashEmergencyPct}
-        onChange={(e) => setExtraCashRetirementPct(e.target.value)}
+          onChange={handleChange} />
-        className="w-full border rounded p-2"
-        placeholder="e.g. 70"
-      />
 
-      <button type="submit" className="bg-blue-600 text-white px-4 py-2 rounded">
+        <label className="block font-medium">To Retirement (%)</label>
-        Save and Continue
+        <input type="number" className="w-full border rounded p-2"
-      </button>
+          name="extraCashRetirementPct"
-    </form>
+          value={extraCashRetirementPct}
+          onChange={handleChange} />
+
+        {/* action buttons */}
+        <div className="pt-4 flex justify-between">
+          <button
+            type="button"
+            onClick={()=>nav(-1)}
+            className="bg-gray-200 hover:bg-gray-300 text-gray-700 font-semibold py-2 px-4 rounded"
+          >
+            ← Back
+          </button>
+
+          <button
+            type="submit"
+            className="bg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded"
+          >
+            Save
+          </button>
+        </div>
+      </form>
+
+      {/* wizard modal */}
+      {showExpensesWizard && (
+        <Modal onClose={closeWizard}>
+          <ExpensesWizard
+            onClose={closeWizard}
+            onExpensesCalculated={total => {
+              setMonthlyExpenses(total);
+              closeWizard();
+            }}
+          />
+        </Modal>
+      )}
+    </>
   );
 }
-
-export default FinancialProfileForm;

src/components/PremiumOnboarding/CareerOnboarding.js

@@ -33,14 +33,6 @@ const CareerOnboarding = ({ nextStep, prevStep, data, setData, finishNow }) => {
   const skipFin   = !!data.skipFinancialStep;
   // 1) Grab the location state values, if any
 
-  const {
-    socCode,
-    cipCodes,
-    careerTitle,   // <--- we passed this from handleSelectForEducation
-    userZip,
-    userState,
-  } = location.state || {};
-
     /* ── 3. side‑effects when route brings a new career object ── */
   useEffect(() => {
     if (!navCareerObj?.title) return;
@@ -166,17 +158,6 @@ function handleSubmit() {
         />
       </div>
 
-      <div className="space-y-2">
-        <label className="block font-medium">Projected End Date (optional):</label>
-        <input
-          name="projected_end_date"
-          type="date"
-          onChange={handleChange}
-          value={data.projected_end_date || ''}
-          className="w-full border rounded p-2"
-        />
-      </div>
-
       <div className="space-y-2">
         <label className="block font-medium">
           Are you currently enrolled in college or planning to enroll? <Req />

src/components/PremiumOnboarding/ReviewPage.js

@@ -48,7 +48,6 @@ function ReviewPage({
         <div><strong>College enrollment Status:</strong> {careerData.college_enrollment_status || 'N/A'}</div>
         <div><strong>Status:</strong> {careerData.status || 'N/A'}</div>
         <div><strong>Start Date:</strong> {careerData.start_date || 'N/A'}</div>
-        <div><strong>Projected End Date:</strong> {careerData.projected_end_date || 'N/A'}</div>
         <div><strong>Career Goals:</strong> {careerData.career_goals || 'N/A'}</div>
       </div>
 

src/components/RetirementLanding.js

@@ -15,8 +15,7 @@ function RetirementLanding() {
           Plan strategically and financially for retirement. AptivaAI provides you with clear financial projections, milestone tracking, and scenario analysis for a secure future.
         </p>
         <div className="grid grid-cols-1 gap-4">
-          <Button onClick={() => navigate('/financial-profile')}>Update Financial Profile</Button>
+          <Button onClick={() => navigate('/retirement-planner')}>Compare different retirement scenarios and get AI help with planning</Button>
-          <Button onClick={() => navigate('/retirement-planner')}>Set Retirement Milestones and get AI help with planning</Button>
         </div>
       </div>
     </div>

src/components/ScenarioEditModal.js

@@ -159,7 +159,6 @@ export default function ScenarioEditModal({
       career_name              : safe(s.career_name),
       status                   : safe(s.status || 'planned'),
       start_date               : safe(s.start_date),
-      projected_end_date       : safe(s.projected_end_date),
       retirement_start_date: safe(s.retirement_start_date),
       desired_retirement_income_monthly : safe(
       s.desired_retirement_income_monthly
@@ -498,7 +497,6 @@ async function handleSave() {
       currently_working         : formData.currently_working || "no",
       status                    : s(formData.status),
       start_date                : s(formData.start_date),
-      projected_end_date        : s(formData.projected_end_date),
       retirement_start_date              : s(formData.retirement_start_date),
       desired_retirement_income_monthly  : n(formData.desired_retirement_income_monthly),
 
@@ -687,18 +685,6 @@ if (formData.retirement_start_date) {
               className="border border-gray-300 rounded p-2 w-full"
             />
           </div>
-          <div>
-            <label className="block text-sm font-medium text-gray-700 mb-1">
-              Projected End Date
-            </label>
-            <input
-              type="date"
-              name="projected_end_date"
-              value={formData.projected_end_date || ''}
-              onChange={handleFormChange}
-              className="border border-gray-300 rounded p-2 w-full"
-            />
-          </div>
         </div>
 
         {/* Retirement date */}

src/components/ScenarioEditWizard.js

@@ -51,7 +51,6 @@ export default function ScenarioEditWizard({
           currently_working: scenData.currently_working,
           status: scenData.status,
           start_date: scenData.start_date,
-          projected_end_date: scenData.projected_end_date,
           planned_monthly_expenses: scenData.planned_monthly_expenses,
           planned_monthly_debt_payments: scenData.planned_monthly_debt_payments,
           planned_monthly_retirement_contribution: scenData.planned_monthly_retirement_contribution,